Cayo Perico Heist Payout List, Cooldowns, Bonus Payouts and All Targets (2024)

Despite several nerfs since its launch, The Cayo Perico heist remains the most profitable money-earning option for solo players in GTA Online. However, for teams, the Diamond Casino heist is a more lucrative option, especially after the Cayo Perico payout reductions of September 2023.

Below, you will find everything you need to know about the Cayo Perico Heist payout, including primary targets value, secondary targets value, and the associated fees.

In the Cayo Perico heist, you’ll encounter two types of targets: primary and secondary. Primary targets contribute significantly to your heist earnings and loot, while Cayo Perico secondary targets are optional items scattered throughout the compound. Collecting secondary targets involves some risk, as they spawn randomly, but the potential reward is worth exploring different areas of the compound for maximum loot.

Payouts also change with the chosen difficulty level. Opting for hard mode increases the value of Cayo Perico’s primary targets by 10%. You can get the heist’s hard mode if you set up the heist within 48 minutes (real-time) of Pavel sending you a message to start the heist again.

Cayo Perico Heist Payout Details

Setup Cost

The setup cost of the Cayo Perico heist is a whopping $100,000 which you must pay to start the prep missions from the Kosatka.

Primary Targets

As mentioned earlier, prioritizing primary targets is crucial since they constitute the bulk of your heist loot. However, with practice, you can collect secondary targets while making your way towards the primary one.

There are five primary target types: Sinsimito Tequila, Ruby Necklace, Bearer Bonds, Pink Diamond, and Panther Statue. Each has a different value, with the Panther Statue being the most valuable ($1,900,000) and the Tequila the least ($630,000).

The table below displays the value of each target in both normal and hard modes.

Primary TargetsValue (Normal)Value (Hard Mode)
Sinsimito Tequila$630,000GTA$693,000
Ruby Necklace$700,000GTA$770,000
Bearer Bonds$770,000GTA$847,000
Pink Diamond$1,300,000GTA$1,430,000
Panther Statue$1,900,000GTA$2,090,000

The panther statue periodically appears in the list of primary targets. It’s not a permanent option. Even when it’s part of the potential Cayo Perico loot, there’s no guarantee you’ll get it, and players must rely on luck to find it as a primary target during the scope-out phase.

One more primary target, the Madrazo Files, is exclusively available on your first-ever playthrough of the heist.

Secondary Targets

Five Cayo Perico secondary target types can appear across the map at specific locations. The value of these secondary targets is entirely random, including both the type of targets you receive and their respective values. These values fall within a specific range, which is as follows.

Secondary TargetsLoot Value
Cash$78,750 – $83,250
Artwork$157,500 – $180,000
Weed$130,500 – $135,000
Cocaine$198,000 – $202,500
Gold$328,333 – $333,333

To secure gold, you’ll need to cooperate with a friend or play in co-op mode. This is because accessing the rooms containing gold requires two cards to be swiped simultaneously. Or you can just glitch your way in.

You can locate secondary targets like weed, cocaine, and cash outside the compound, with the docks being a particularly convenient area to find them. If Artwork spawns, the most convenient location for it is El Rubio’s office, which lies on your path to the primary target.

Loot Bag Mechanic

The secondary targets contribute to filling your loot bag, and each of them has a fixed percentage by which they fill it. Consequently, your best strategy is to prioritize the most valuable secondary targets like Gold, Cocaine, and Weed.

Here is the breakdown of how much space each secondary target type occupies in your loot bag (per stack):

Secondary TargetsWeight (Per Stack)Max Number To Fill The Loot Bag

El Rubio’s Safe

When it comes to El Rubio’s office, there’s an opportunity to secure some extra cash from his safe, positioned on the wall just to the right side of his desk. When you open it, you can find an amount ranging from $20,000 to $99,000, with the exact sum varying each time you undertake this heist. The amount obtained from the safe does not add on to the the loot bag’s space.

Bonus Payouts


Additionally, players have the opportunity to earn bonuses by earning awards. Here are all of the one-time bonus payouts:

AwardUnlock CriteriaReward
The Cayo Perico HeistComplete the Cayo Perico Heist for the first time$200,000
Going AloneComplete the Cayo Perico Heist with one player$100,000
TeamworkComplete the Cayo Perico Heist with four players$100,000
ElitistComplete the Elite Challenge$200,000
Blow HardComplete the Cayo perico Heist on Hard mode without losing a life$200,000
Travel PlansApproach the island using all the available vehicle options$250,000
Professional ThiefSteal all variations of the Primary Target$150,000

Elite Challenge

To successfully complete the elite challenge, you must meet specific criteria, including:

  • Complete the Cayo Perico Heist in less than 15 minutes.
  • Full loot bags.
  • No failed hacks.

You can repeatedly complete the Elite challenge and receive additional monetary rewards, provided the heist is set to hard mode and you meet the criteria each time.

72 Hour Cooldown

Before we get into the max payouts, the Cayo Perico heist also has a 72-hour cooldown (real time) that determines what you will get as a primary target. Repeating the heist within the 72-hour cooldown window increases the likelihood of lower-valued primary targets, like the Sinsimito Tequila. However, secondary targets receive a fixed percentage boost in their values based on the primary target obtained, balancing the potential earnings.

Repeating the heist after 72 hours increases the likelihood of obtaining primary targets that has a higher value. For instance, if you had Tequila as your primary target within the 72-hour cooldown, you won’t get it again. Instead, you have a higher chance of getting any of the remaining primary targets, such as Bearer Bonds, Ruby Necklace, or the Pink Diamond.

The table below shows the probability of primary targets spawning during and after the 72-hour cooldown period. The 72 hour cooldown begins as soon as you end your last playthrough of the heist.

Primary TargetWithin 72 Hours CooldownAfter 72 Hours Cooldown
Sinsimito Tequila60%0%
Ruby Necklace15%40%
Bearer Bonds15%40%
Pink Diamond10%20%

As mentioned earlier, secondary targets receive a value boost when you go for a new run within the 72-hour window from the last playthrough. The percentage increase in the value of secondary targets depends on the primary target you obtain within this timeframe, as outlined below:

Primary TargetIncrease (%)
Sinsimito Tequila20%
Ruby Necklace10%
Bearer Bonds5%
Pink Diamond0%

Max Payouts

This section contains our Cayo Perico Heist Payout lists. We’ve calculated the maximum payouts for solo players, duos, trios, and full squads of four players. For solo players, we assume Cocaine as the secondary target since it’s the most valuable after Gold, which requires at least one additional player.

For duos, trios, and full squads of four, we assume Gold as the secondary target. In both scenarios, we assume the maximum secondary values. The loot bag is assumed to be completely filled with either of these, depending on whether we’re calculating for solos or multiple players.

All additional fees and bonuses, including the Elite challenge bonus and the maximum amount from El Rubio’s safe, which is $99,000, are factored into these calculations. The following values were calculated thanks in part to Tylarious on Youtube.

Sinsimito Tequila

Solo2 Players3 Players4 Players
Host Cut (%)100857055
Host Max Take$1,124,640$1,490,016$1,596,672$1,544,928
Player 2 Max Take$362,944$442,144$521,344
Player 3 Max Take$442,144$521,344
Player 4 Max Take$521,344

Ruby Necklace

Solo2 Players3 Players4 Players
Host Cut (%)100857055
Host Max Take$1,156,760$1,472,812$1,551,704$1,485,396
Player 2 Max Take$359,908$432,508$505,108
Player 3 Max Take$432,508$505,108
Player 4 Max Take$505,108

Bearer Bonds

Solo2 Players3 Players4 Players
Host Cut (%)100857055
Host Max Take$1,206,480$1,493,000$1,552,936$1,474,264
Player 2 Max Take$363,472$432,772$502,072
Player 3 Max Take$432,772$502,072
Player 4 Max Take$502,072

Pink Diamond

Solo2 Players3 Players4 Players
Host Cut (%)100857055
Host Max Take$1,701,920$1,819,692$1,865,864$1,708,036
Player 2 Max Take$438,828$499,828$565,828
Player 3 Max Take$499,828$565,828
Player 4 Max Take$565,828

Panther Statue

Solo2 Players3 Players4 Players
Host Cut (%)100857055
Host Max Take$2,282,720$2,385,372$2,272,424$2,027,476
Player 2 Max Take$520,948$586,948$652,948
Player 3 Max Take$586,948$652,948
Player 4 Max Take$652,948

Optimal Team Structure

Considering these maximum payouts, you might wonder which setup is optimal for everyone involved. Well, if the host aims to maximize their earnings, they should run the heist with two additional players, totaling three players. As demonstrated in the tables above, the three-player setup offers the highest payouts for the host, regardless of what the primary target is.

If the team is determined to maximize their earnings, the host should assemble a full squad of four players, as indicated by the maximum payout tables above.

We still consider the Cayo Perico heist a viable option for solo players to earn money, which is why it remains on our list of the best methods for making money in GTA Online.

Cayo Perico Heist Payout List, Cooldowns, Bonus Payouts and All Targets (2024)
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